PRODUCTS
Through our partnership with A rated insurance carriers, we are able to offer our agents some of the most unique insurance programs for their clients.
Modified Whole Life Insurance
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-Double Protection to age 65
-Annuity Rider earning 4% interest
-Up to $150,000 Simplified Issue
-Traditional IRA/Roth IRA
-Disability Protection
-Family Coverage
-Accidental Death Rider
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Term Insurance with Return of Premium
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-Up to $250,000 Simplified Issue
-Money back guarantee if outlive coverage
-Disability Income Rider
-20 & 30 year options
-No medical exams
-Critical Illness Rider
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Final Expense Insurance
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-Up to $35,000 Simplified Issue
-No medical exams
-Ages 50-85
-Grandchild & Great Grandchild Riders
-Accidental Death Benefit
-Free Prearrangement Instruction Guide
-Nursing Home Waiver of Premium
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Universal Life​
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-No maximum coverage amount
-20 yr No Lapse Guarantee
-Ages 0-80
-Guaranteed Interest rate of 3%
-Interest Rate Bonus after 4th year
-Accidental Death Rider
-Term Insurance Rider
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Accidental Death
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-Virtually Guaranteed Issue
-Level Premiums for 20 years
-One rate regardless of age or tobacco
-Return of Premium in year 20
-One page application
-Coverage doubles over 20 year period
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